Strategy Lab
Run scenarios. Save the ones that work.
Build, compare, and version client strategies before the meeting starts.
Retirement planning, in real time.
Eighteen calculators, one client profile, and live sessions that close.
The retirement planning platform.Built for the way modern advisors actually work.
Live sessions
Plan together.
From anywhere.
Open a calculator, change an assumption, watch the chart redraw on the client's screen at the same moment. Every action recorded, every scenario auditable.
The planning suite
Every calculation a retirement plan needs.
Twenty calculators. One shared client profile. Numbers that match an advisor's book of business, not a generic illustration.
Roth Conversion
Compare paths, find the partial-conversion sweet spot.
IRMAA
See the Medicare cliff before it bites.
Social Security
Claim ages, break-even, spousal coordination.
Income Gap
Income sources against spending, 30 years out.
RMD
Project distributions under the Uniform Lifetime Table.
Inherited IRA
Map the 10-year drawdown with annual RMDs.
Tax Brackets
Marginal versus effective at any income.
State Taxes
All 50 states, current rates, side by side.
ACA Subsidies
How conversions affect Marketplace premiums.
Federal Retirement
FERS, TSP, and Social Security integrated.
TSP vs. Product
TSP against annuity products with income riders.
Pension
Annuity versus lump sum, with crossover age.
Withdrawal Planner
How long a portfolio lasts at any rate.
Monte Carlo
10,000 randomized scenarios with percentile bands.
Longevity Credit
The hidden math behind guaranteed income.
Inflation
Watch purchasing power erode by category.
LTC
How long-term care costs deplete the plan.
Life Insurance
Coverage need by the DIME method.
Illustration Import
Carrier CSVs in. Schedules out.
Debt Payoff
Avalanche versus snowball, side by side.
ForgeCore
One profile.
Every tool.
Fill the client's profile once. Every calculator opens with their assets, income sources, ages, and assumptions already in place. No re-entry. No drift between tools.
Three modes. One workflow.
Opportunity Engine
Find the move worth modeling.
Surface Roth windows, IRMAA cliffs, and tax-bracket arbitrage automatically from the client profile.
Story Mode
Walk the client through it.
Sequenced, slide-style narration of the plan, paced to the client's pace.
For IMOs
For the firms behind the advisors.
Distribution analytics across your roster. Advisor onboarding, billing, and product shelves managed from one place. Live visibility into pipeline, activity, and conversion.
Choose a plan.
Three ways to use RetirementForge. Same platform underneath.
Trial
14 daysincluded
- Full access to every calculator
- Run a live client session
- Save up to three client profiles
- Export a session summary
Advisor
$299/ month
- Unlimited client profiles and sessions
- Strategy Lab and Opportunity Engine
- Story Mode and compliance summaries
- Carrier illustration import
- Email and document automations
IMO Director
$350/ month
- Everything in Advisor
- Advisor roster and onboarding
- Distribution analytics across the firm
- Branded product shelf for affiliated advisors
- Pipeline and activity visibility
Get started
Affiliated advisors join at $149 / month under their director.