Free Retirement Calculators

Quick, no-signup tools for the retirement decisions that move the most money — Medicare surcharges, required distributions, and Social Security timing.

IRMAA Calculator

See your 2025 Medicare Part B and Part D surcharge by income, and how a Roth conversion changes your tier.

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RMD Calculator

Estimate your Required Minimum Distribution from a traditional IRA or 401(k) under the SECURE 2.0 age schedule.

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Social Security Calculator

Compare claiming at 62, full retirement age, and 70 to see the lifetime benefit difference.

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