Live · every other Tuesday · 10:00–10:45 AM Central
RetirementForge Tool Clinic
A free 45-minute webinar for advisors. One RetirementForge tool per session, taught through a live client case with numbers verified against the engine — and the one input that flips the answer. Hosted with Nicky Derouen of Universal Producers Group.
One registration covers the whole series. Reminders and replays come from Zoom.
Next session
Session 1 · Tax, Roth & Required Distributions
Roth Conversion Calculator
Fill the bracket or leave it alone — the one input that flips a conversion from win to loss.
The same shape every time
A demo that only shows “the tool says yes” teaches nothing. Every session hunts for the input that changes the verdict.
01
The case
The client decision in one sentence, and where the tool lives in the platform.
02
Live scenario
Baseline, then the strategy, then three dials — until one input flips the verdict.
03
In your practice
Discovery call to illustration to live client session. What to say, and what not to.
04
Q&A
Your cases, your objections. The Tool Brief follows in the recap email.
Upcoming sessions
The order follows the season: elections in December, Medicare figures in January, tax brackets in March, ACA in April. Dates can move; the Zoom reminder is the source of truth.
Tue, Oct 6
Session 2
Free calculator →Tax, Roth & Required Distributions
RMD Calculator + Inherited IRA Planner
SECURE 2.0 start ages, the 10-year rule, and what a level payout does to the heir’s tax bill.
Tue, Oct 20
Session 3
Free calculator →Social Security & Medicare
Social Security & IRMAA Impact
The net-deposit reveal: what Medicare takes out of the Social Security check, and the surviving-spouse tier jump.
Tue, Nov 3
Session 4
Tax, Roth & Required Distributions
Tax Torpedo Tracker
Provisional income, the 85% torpedo, and why the same dollars tax differently the year a spouse dies.
Tue, Nov 17
Session 5
Income & Longevity
Real Return vs. Guaranteed Floor
Sequence-of-returns risk in dollars, on a real ticker, against a guaranteed floor.
Tue, Dec 1
Session 6
Pension & Public Sector
Pension vs. Lump Sum Analyzer
Year-end pension elections: the lifetime income the lump sum has to beat.
Tue, Dec 15
Session 7
Free calculator →Social Security & Medicare
IRMAA Surcharge Calculator
The new-year CMS figures, and how far a client sits from the next surcharge tier.
Tue, Jan 12, 2027
Session 8
Free calculator →Social Security & Medicare
Social Security Break-Even
All 81 claim-age pairs in one heatmap — where the break-even really lands for a couple.
Tue, Jan 26, 2027
Session 9
Tax, Roth & Required Distributions
Roth Illustration Generator
Bonus-annuity Roth cases, illustrated year by year.
Tue, Feb 9, 2027
Session 10
Insurance & Protection
LIRP Income Illustrator
Paste a carrier IUL illustration; model the tax-free income and the lapse risk.
Tue, Feb 23, 2027
Session 11
Free calculator →Insurance & Protection
IUL Conversion Analyzer
Pre-tax dollars into an IUL: the 72(t) cost and the 7-pay schedule.
Tue, Mar 9, 2027
Session 12
Income & Longevity
Longevity Credit Visualizer
The annuity math you can finally show instead of assert.
Tue, Mar 23, 2027
Session 13
Tax, Roth & Required Distributions
ACA Subsidy Impact Analyzer
Pre-65 retirees: the conversion sweet spot against the subsidy cliff.
Tue, Apr 6, 2027
Session 14
Income & Longevity
Retirement Income Gap Analyzer + Inflation Impact Calculator
The gap chart that opens an income-product conversation.
Tue, Apr 20, 2027
Session 15
Income & Longevity
Monte Carlo Simulation
10,000 runs and a probability of success the client can read.
Tue, May 4, 2027
Session 16
Income & Longevity
Withdrawal Rate Planner
Bucket strategy and a sustainability score for the withdrawal rate.
Tue, May 18, 2027
Session 17
Income & Longevity
Product Comparison
Several products side by side on the same client.
Tue, Jun 1, 2027
Session 18
Pension & Public Sector
Pension Election Analyzer
Survivorship elections in dollars, and the pension-max premium budget.
Tue, Jun 15, 2027
Session 19
Social Security & Medicare
Social Security Fairness Act Estimator
WEP/GPO repeal: restored benefits, back pay, and the book you can reactivate.
Tue, Jun 29, 2027
Session 20
Pension & Public Sector
Federal Employee Retirement
FERS, TSP and Social Security on one screen.
Tue, Jul 13, 2027
Session 21
Free calculator →Insurance & Protection
MEC / 7-Pay Test Calculator
How much can be funded before the policy becomes a MEC.
Tue, Jul 27, 2027
Session 22
Insurance & Protection
Life Insurance Needs Analysis
DIME method; the coverage gap in one screen.
Tue, Aug 10, 2027
Session 23
Insurance & Protection
LTC Spend Down Calculator
How fast assets go under care costs — self-pay against insured.
Tue, Aug 24, 2027
Session 24
Insurance & Protection
Cash Value Debt Payoff
Whole-life loans against debt, pinned to the carrier’s own numbers.
Tue, Sep 7, 2027
Session 25
Free calculator →Contributions & Cash Flow
Debt Payoff Analyzer + Paycheck Calculator
Avalanche vs. snowball, and the real take-home cost of contributing.
Tue, Sep 21, 2027
Session 26
Free calculator →Contributions & Cash Flow
Contribution / MAC Calculator + HSA Contribution & Medicare Cutoff
Max contributions, catch-ups, and the HSA proration trap at Medicare.
Tue, Oct 5, 2027
Session 27
Platform
Live Session Room + Strategy Lab
Not a calculator: the synchronized client session and the audit trail behind it.
Run the case yourself
Every session is taught in the live tool, not slides. Start a free trial and follow along with your own client’s numbers.
Sessions are educational illustrations for financial professionals, not individualized advice. Figures shown are hypothetical.